…and getting kicked off of your parents’ health insurance at 26.
Prior to blowing out your 26 candles, health insurance was probably not top-of-mind. That may be because your parents’ coverage probably made things easy.
It’s time to take charge of your health and declare your independence! It’s important to have health and dental insurance, even if you don’t get sick very often.
It’s time to birthday shop for some options:
2. Employee Health Benefits
If your job offers health insurance, you’ll likely have 30 – 60 days to enroll after you lose your parents’ benefits, even if it’s not open enrollment.
If your parents’ plan included dental and vision coverage, but your current job doesn’t, tell your employer the benefits of benefits!
3. Private Health Plans
Individual benefit plans may not be as expensive as you think. Look into getting your own individual dental plan from Delta Dental of South Dakota. Price out your options and develop a savings plan. You may have to make some tough choices, but you’ll stay covered and healthy.
4. Government Health Plans
You may qualify for state-funded programs, such as Medicare and Medicaid. And Delta Dental of South Dakota offers the same ACA-certified dental plan throughout the year as it does on the health insurance exchange during enrollment periods.
5. Catastrophic Plans
We know, we know. You’re in your mid 20s – you rarely get sick! But that doesn’t mean life is accident-free. Adults under 30 can enroll in a catastrophic health insurance plan that covers worst-case scenarios.
As an emerging adult, insurance might seem like just another bill to pay. But the cost is too high not to have it.
You have your whole life ahead of you – get covered today!