People who have dental insurance have better oral and overall health. But achieving a happy and healthy smile means you need to use your benefits.
Take these 4 steps to maximize your investment in a dental plan:
1. Find an in-network dentist.
Dentists who are “in network” save you money. Check that they accept your insurance and are in your plan’s specific network. Your benefits may not apply to treatments if the dentist is out-of-network.
Pro-tip: 98% of South Dakota dentists belong to a Delta Dental network so finding an in-network dentist with us is easy.
2. Schedule regular appointments.
Dental benefit plans focus on preventive care, which prevents future oral health problems and costs. These plans generally cover all or most of the cost for routine dental checkups, including cleanings, X-rays and exams.
3. Estimate dental costs.
Your dentist can provide you with a pre-treatment estimate, which can help explain how much will be covered by your benefits and help you budget for future treatments.
4. Keep track of your EOBs.
Your Explanation of Benefits (EOB) describes the services your dentist submitted and the benefits you received from insurance. When you receive your EOB, verify everything is correct.