1. Myth: I have health insurance, so dental care is covered.
Dental and health benefits operate in different ways and cover different things. Health insurance focuses on treatment after an illness or injury, whereas dental insurance’s primary focus is preventing problems before they begin.
2. Myth: My teeth are healthy, so I don’t need dental coverage.
3. Myth: I can’t afford dental insurance.
Though it’s true financial stress is the number one reason people opt out of dental coverage, insurance doesn’t have to break the bank.
And it’s worth it! The cost of restorative care far exceeds the cost of preventative treatment.
4. Myth: I can see any dentist I want now that I have dental benefits.
Though you’re free to see any dental provider you please, your insurance may not cover treatments if a dentist is out-of-network. Because 98% of dentists in SD belong to a Delta Dental network, finding an in-network dentist is easy.
5. Myth: Dental insurance covers all treatments and procedures.
Dental insurance is designed to help save you money, but that doesn’t mean all treatment is free. Before you head to the dentist, review your benefit plan to make sure you understand what is covered. Visit with your dentist about getting a preauthorization for any treatment if there’s a question of coverage.