From currency and cuisine to electrical outlets and hand gestures, traveling outside of the U.S. is, well—different. And your insurance is no exception. Fortunately, your dental coverage can come with you overseas. Many dental insurance plans cover at least some portion of dental emergencies.*
If you find yourself traveling to a dental chair while abroad, take these steps:
1. Find a reputable dentist.
You can find dental care in many parts of the world. For example, most European countries have dental education programs comparable to that of the U.S. Check and see if the country you’re visiting has its own professional dental association. Oftentimes they can provide a list of dentist referrals.
2. Pay at time of service.
Prepare to pay the dentist at the time of your procedure. Your insurance will usually convert currency for reimbursement. Reimbursement will be sent after you file your claim.
3. File the claim yourself.
Insurance companies must follow more stringent steps when completing a claim for services performed outside the U.S. In order to receive reimbursement, ask for a detailed billing statement after your procedure has been completed. Make sure it includes:
• English translation (if possible)
• Treatment provided
• Tooth or teeth numbers
• Date of service
• Cost of service
So, in case of emergency, stash these tips in your back pocket the next time you travel abroad (with your passport and guidebook, of course).
* Confirm your plan’s coverage before you go! Call us toll free 1-877-841-1478 or email firstname.lastname@example.org